Education Cover Insurance & Private School Fees Protection

Make sure your children can still fulfil their potential, even if something happens to you.


All parents want their children to fulfil their potential. But this usually costs money. When you include things like extracurricular activities and school trips, it can cost almost £1,600 a year to send a child to a state secondary school. Private school and university fees cost a lot more.

Education cover is designed to make sure that your children don’t miss out on any part of school life, even if something happens to you. If you die or are diagnosed with a terminal illness, the policy will pay a range of benefits for each child on your plan to help cover the costs of their education. You can even choose cover that will pay if you become seriously ill.

Make sure your children’s school fees will always be paid whatever happens. Talk to us today to ensure you have the right cover.

Private School Fees

If you choose private school option, private school fees are paid by the provider. You can choose to cover day fees or boarding fees. With a maximum of £11,788 per term per child you can rest assured of sufficient cover.

University Fees

Along with the private school fees protection your childs university fees are also covered if your child goes on to further or higher education to a registered UK university. Currently a maximum of £9,000 per year but will increase with any changes in government tuition fees.

Even if your child does not go on to university the private school fees insurance will still pay out £3,000 a year for three years to fully support them into the work place.

CALL: 01275 541 548

Further Benefits include:

  • £861 every term to cover anything from books and uniforms to school trips.
  • A £1,000 Star Award if your child excels at an activity whilst at school – for instance, if your child reaches Grade 8 in a musical instrument, gets a gold Duke of Edinburgh Award or is picked for a national sports team – this is payable once for each child on satisfactory evidence of the achievement.
  • £1,000 school absence benefit towards treatment or extra tuition if your child misses more than 20 consecutive days of school because of illness, or is hospitalised for more than 10 days – the benefit is payable once per listed child for the whole time you are covered by Education Cover, you will also receive £5,000 of serious illness cover for each child covered.
  • Benefits increase in line with rising education costs.

Illegibility for Education Cover Insurance – Life Only Benefit

Available for a child, 18 years or younger at entry

Age 80 years old exactly

Illegibility for Education Cover Insurance Life / Terminal & Serious illness Benefit

Available for a child, 18 years or younger at entry

Age 70 years old exactly